Agstein — Alternative Financing
Debt-Free Capital
For A Refundable Fee.
We provide access to €1M–€250M of debt-free capital — to start, expand, buy or sell a business, a property, a production or securities across 74 industries — without you assuming debt, loans or liabilities of any kind.
Book A Free Meeting€250M
Max Capital Access
74
Industries
0
Debt On Your Books
100%
Fees Refundable
Compare Your Options
Which Capital Solution
Is Right For You?
Compare your options — from a traditional bank loan to our full debt-free capital model.
Bank Loan Avoid
Traditional Bank Loan
You borrow from a bank. They attach conditions, collateral, and covenants to every penny. You carry the debt — and the risk — on your balance sheet.
★★★★★
2 / 5 stars
Efficiency
34%
What it costs you
✗Debt sits on your balance sheet
✗Collateral required — you risk your assets
✗Covenants restrict what you can do
✗Interest payments reduce your profitability
✗Bank can withdraw or recall at any time
Service 01
Alternative to Loans
For businesses that need capital but will not borrow. We replace the bank loan entirely with a clean, structured solution that carries no debt.
★★★★★
5 / 5 stars
Efficiency
88%
What it replaces
✓Bank loans & credit lines
✓Collateral requirements
✓Debt covenants & lender conditions
✓Balance sheet liabilities
Service 02
Debt-Free Capital
We build and deliver capital entirely without debt — using SPVs, revenue engineering, and asset-backed structures. If no assets exist, we create them.
★★★★★
5 / 5 stars
Efficiency
94%
What it delivers
✓Capital raised against future revenues
✓SPV — no liability on your balance sheet
✓New assets & IP created where none exist
✓Scalable across multiple SPVs & projects
Service 03 Recommended
We Raise & Reimburse Your Required Capital
The complete solution. We replace your need for loans and build a full debt-free capital structure — covering every angle, from day one to scale.
★★★★★
5 / 5 stars
Efficiency Rating
100%
The only option that combines both services — eliminating loans entirely and building a full capital engine around your business.
What it combines
✓Full loan replacement — no debt, ever
✓SPV structure built around your business
✓New revenue streams & IP created for you
✓Capital raised, deployed, and recycled
✓Scalable flywheel — grow without limits
Who Is This For
Industries We Serve
We provide access to €1M–€250M of debt-free capital — for a refundable fee — across 74 industries. Here are the sectors we actively work with.
01
Manufacturing & Industrial Production
Why they need us
✗Need capital to produce at scale → We prepay your production so you can scale instantly
✗Orders exist but cash flow limits output → We convert orders into immediate liquidity
✗Growth capped by working capital → We remove production bottlenecks
We buy your next 12–36 months of production upfront
Example: €30M production prepaid → delivered over time → investors repaid
02
HVAC & Building Systems
Why they need us
✗Large upfront cost to buy inventory → We finance inventory upfront so you can take bigger projects
✗Limited cash flow slows installations → We unlock working capital so you can install more and faster
✗Missed contracts due to lack of funding → We convert your pipeline into executable deals
We pre-purchase your future installations or bulk inventory
Example: €20M HVAC program funded upfront → you install → revenues flow back
03
Solar & Energy Projects
Why they need us
✗Projects delayed due to lack of upfront capital → We fully fund projects so you can build immediately
✗Bank financing is slow and restrictive → We provide capital without debt or credit pressure
✗Signed projects but cannot execute → We turn your pipeline into funded assets
We fund your projects upfront — repaid from energy sales
Example: €50M solar farm funded → repaid via energy contracts (PPA)
04
Logistics & Supply Chain
Why they need us
✗Contracts exist but no capital to scale fleet/operations → We monetize your contracts upfront
✗Expansion requires trucks, warehouses, staff → We fund growth without loans
✗Cash flow tied to long payment cycles → We bring future revenues forward
We buy your next 12–36 months of logistics contracts upfront
Example: €15M contracts → capital advanced today → repaid from operations
05
Food Production & Agriculture
Why they need us
✗Need capital before harvest/production → We pre-finance your production cycle
✗Seasonal cash gaps create pressure → We stabilize your cash flow
✗Growth depends on upfront investment → We unlock scale without loans
We buy your future harvest or production
Example: €10M crop output financed → delivered → resold → repaid
06
Legal & Professional Services
Why they need us
✗Growth limited by hiring and client acquisition costs → We fund expansion and new revenue generation
✗You rely only on organic growth → We accelerate revenue creation
✗High potential but under-leveraged capacity → We convert capability into scalable income
We buy your next 12–36 months of professional services
Example: €5M–€20M growth program → repaid from new revenues
07
Real Estate Developers
Why they need us
✗Projects depend on bank approval → We fund developments independently of banks
✗Equity requirements slow down deals → We enable faster project execution
✗Capital constraints limit pipeline → We unlock multiple projects simultaneously
We finance development without traditional debt
Example: €25M project funded → repaid via sales or rental income
+67
And 67 More Industries
Our core service applies to any business with
✓Future revenues or production output
✓Signed contracts or purchase orders
✓Identifiable or creatable assets
✓A need for capital without taking on debt
€1M–€250M · For A Refundable Fee